Warnings

Other than for the purpose of and subject to the conditions of the Copyright Act 1968 or any other applicable legislation throughout the world, or as otherwise provided in this copyright notice, no part of any of the material on this website may in any form or by any means (including electronic, mechanical, copying, photocopying or recording) be reproduced, adapted, stored in a retrieval system or transmitted without the prior written permission of the copyright owner. Enquiries should be made to: 
contact @ roic.au

ROSE OAK grants you permission to do the following with the material unless otherwise indicated:

1) store a reproduction on your local computer for the sole purpose of viewing the material;

2) print hard copies of material for your own informational, non-commercial use; so long as:

a) you do not reproduce or distribute less than a complete page, or where a displayed page (document) consists of more than one printed page, no less than the complete document;

AND

b) the material is appropriately attributed to ROSE OAK and any other applicable copyright owners of graphics or images.

WHERE OUR MATERIAL IS RECEIVED VIA A DISTRIBUTED CLIENT EMAIL OR accessed from within this website, that material is not to be distributed to any third party; as agreed by you in our client agreement.

All other rights are reserved by the copyright owner(s).

ROSE OAK makes no warranties or representations that material on websites or email alerts to which this website maybe linked to does not infringe the intellectual property rights of any person anywhere in the world.

ROSE OAK is not authorising infringement of any such rights by linking to such websites. The material contained on this website or emails distributed to you as a client of ROSE OAK could contain faults, inaccuracies or errors.

ROSE OAK makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any such material.

ROSE OAK does not warrant or represent the material will not cause damage or is free from any computer virus or any other defects or errors.

ROSE OAK is not liable for any loss or damage however caused resulting from the use of such material. The website or emails distributed to you as a client of ROSE OAK may contain links to, or suggest you visit, other sites.

ROSE OAK does not necessarily sponsor, endorse or approve of any material on such linked sites.

ROSE OAK makes no warranties or representations regarding the quality, accuracy, merchantability, or fitness for purpose, of any material on other websites to which this website is linked to or that you are suggested to visit.

Subject to any applicable law to the contrary which cannot be excluded or limited, any liability incurred in relation to material contained on this website is limited to the supply of the material or the reasonable cost of having the material resupplied, at ROSE OAK’s option.

Under no circumstances will ROSE OAK be liable for any incidental, special or consequential damages, including damages for loss of business or other profits arising in relation to use of the material.

To contact us please use the Contact Us page

Thank you for viewing our website AND/OR accepting our distributed client emails (the latter only provided to you in the capacity as a client of ROSE OAK).

The Privacy Act 1988 (Cth) and the Australian Privacy Principles govern the way we manage your personal information.

ROSE OAK Investments & Co Pty Limited (‘ROSE OAK’) hosts this website and hosts its email systems on professional third-party outsourced servers located across Europe and or the United States of America.

As a result, if you choose to communicate with us via email your information (including your personal information being at the least your name and email details) will be transferred to, and stored at, a server destination outside of Australia.

The act of using our Contact Us page AND/OR emailing us, affirms that you consent to us having collected this information and transmitting it to a secure location outside of Australia. If you choose not to accept these explicit offshore destination terms, please do not use these systems. However please note that we may be unable to properly meet your needs as a client of ROSE OAK.

All other access or use of this website does not require you to provide us, nor do we collect, any personal information about you.

We take reasonable steps to ensure that data transferred to, and stored in, our hosted servers are protected from misuse, interference and loss and from unauthorised access, modification or disclosure.

These steps include; complex password access, limiting access to certain personnel, using only well-known, reliable hosting providers with their own security levels and protocols that we have assessed as reasonably for our circumstances. These include that our hosting provider adheres to the European & Swiss Safe Habor principles as set forth in the United States Department of Commerce data protection as part of the US – EU & US – Swiss Safe Harbor Frameworks that were created to ensure that the European Commission’s Directive on Data Protection (effective October 1998) relating to privacy protection adequacy notwithstanding the differing standards between the US and the European countries.

HOWEVER, we note that on October 6, 2015, the European Court of Justice issued a judgement declaring as “invalid” the European Commission’s Decision 2000/520/EC of 26 July 2000 “on the adequacy of the protection provided by the safe harbour privacy principles and related frequently asked questions issued by the US Department of Commerce.” http://2016.export.gov/safeharbor/.

Subsequent to this decision, the EU-U.S. Privacy Shield Framework has been developed and more information on this protection is found at; https://www.privacyshield.gov/welcome The multi-servers hosting this website and our separate email servers use cookies that may have values that are unique and allow your web browser or device to be identified.

This website is hosted by Ghost.org (Ghost Foundation) and its Privacy Policies can be found at: https://ghost.org/privacy/

Depending on your access, cookies may be either ‘session’ or ‘persistent’ cookies. Both forms of these cookies are able to be removed by you at any time. The use of these cookies is however necessary for the use of administrative control by both our and our hosting company’s security and management reporting purposes. We and Ghost hosting servers use Google Analytics and other website management tools. These web analytics cookies collect information about for example, how visitors use our site, the number of each user’s visits and how long a user stays on the site. Google Analytics also transmits website traffic data to servers located in the United States of America. For further information on Google cookies please refer to their privacy policies. http://www.google.com/intl/en/policies/privacy/

Our website or client distributed emails may contain suggestions to third-party websites. We may also choose to provide links to third-party websites. We are not responsible for the privacy practices, the content, or the security levels of those websites. You must investigate yourself the privacy policies of those other sites if you choose to visit those sites.

Finally, we cannot guarantee that any government or other parties are not accessing information, your information or that your tracking activity is not being monitored by other members of the public through the use of this site.

If you choose to become a client of ROSE OAK, our full, detailed Privacy Policy including as it relates to our separate Cloud data, emails and telephone communications, and both your and our responsibilities and rights regarding all information we collect about you will be provided at the time of our engagement. As a client of ROSE OAK you may request our full detailed Privacy Policy by contacting us using the contact email address supplied in our agreements.

ROSE OAK reserves the right to change this Privacy Policy at any time. Please refer to this website page for the latest version or if you are a client please contact us for our full, detailed Privacy Policy applicable to clients.